December 5, 2024

December 2024: Market Commentary with Brad & Tim

Brad & Tim are back for more market commentary. They discuss what happened in November, how we are currently positioned for the future, and one key data point towards the end!

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Fiat Wealth Management Market Update: Insights for Your Financial Journey

Welcome back to the Monthly Market Update from Fiat Wealth Management. This month, we’re diving into key market trends and sharing practical strategies to help you navigate the ever-changing financial landscape.

As the holiday season unfolds and colder weather settles in, our discussion focused on resilience, adaptability, and making the most of current investment opportunities.

Reflections on Resilience

Resilience is a recurring theme—both in weathering Minnesota winters and in navigating economic cycles. Just as preparation helps individuals endure the cold, a well-planned financial strategy is essential for thriving in fluctuating markets.

It’s a reminder that successful investing requires patience, foresight, and the ability to adapt to changing conditions. While short-term market shifts can be intimidating, maintaining a long-term perspective is critical for achieving meaningful results.

Gratitude and Market Trends

With Thanksgiving behind us, it’s an opportune time to reflect on gratitude—not just in personal life but in financial planning as well. This month’s discussion highlighted how market trends can create opportunities for those willing to take a thoughtful and strategic approach.

Some key topics included:

  • Interest Rates: How monetary policy continues to shape the financial landscape.
  • Sector Highlights: Emerging opportunities in areas such as technology and energy as we approach 2024.
  • Global Perspective: The importance of international diversification in building a resilient portfolio.

Preparing for 2024

As the year draws to a close, now is the perfect time to review your financial goals and ensure your investments align with your aspirations. Whether it’s building wealth, planning for retirement, or creating a legacy, having a clear and proactive strategy is vital.

At Fiat Wealth Management, we’re committed to helping you navigate these decisions with confidence. By providing insights and tailored strategies, we aim to empower you to achieve your financial goals, no matter the market environment.

Stay Connected

As always, Fiat Wealth Management is here to guide you through your financial journey. Whether you’re looking for updates on market trends, advice on your portfolio, or simply a fresh perspective, our team is ready to help.

Let’s make 2024 a year of growth and success—together. If you’re ready to take the next step, don’t hesitate to reach out to our team today.

Fiat Wealth Management, LLC is registered as an investment advisor with the SEC and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the advisor has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting. Fiat Wealth Management and Orion are unaffiliated entities. Orion provides advisory advice for investment advisors other than Fiat Wealth Management Historical performance returns for investment indexes and/or categories, usually do not deduct transaction and/or custodial charges or an advisory fee, which would decrease historical performance results. Market returns do not represent the performance of Fiat Wealth Management or any of its advisory clients.

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Every Day is Saturday

Our job begins where most advisors stop—saving money is great, but how do you spend it without risk in retirement? Welcome to Every Day is Saturday with Brad Gotto and Matt Stahl, partners and private wealth managers at Fiat Wealth Management.

In this podcast we help guide you to think about your money in a practical sense and make the boring and complex financial decisions, fun, informative and educational. Join us on this journey where Brad and Matt will explore different strategies on how to spend your money without guilt and have peace of mind knowing you are spending it the optimal way in retirement.

You’ve saved money for a lifetime. Now it’s time to spend it.

In Spending Money and Having Fun, Retirement Income Certified Professional Brad Gotto teaches you how to be smart about spending so you can stop worrying and live the life you want. Old habits are hard to break, but Brad helps you embrace the counterintuitive and build new habits to support your next chapter. You’ll learn how to:

  • Change your mindset around spending

  • Create boundaries that buy you freedom

  • Gain peace of mind with concepts that take the guesswork out of your financial requirements

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