Welcome 2015

Welcome 2015 2014 was a great year and I hope 2015 will be just as good.  Here are some updates from 2015 to our financial planning process.  In 2015 the contribution limit to employees participating in a employer sponsored plan, (401k, 403b, and TSP) has gone up to $18,000 per year.  The catchup contribution level […]

Merry Christmas

2014 has been a wonderful year! Thanks for all of your support this past year, and we can’t wait to make 2015 an even better one! Wishing you and your family a very Merry Christmas! I hope this finds you enjoying some quality time with family and friends! … and cheers to 2015!

Giving Thanks

I don’t have anything clever or witty to say. I just want to share my gratitude for having the privilege to work with you all and do something I love. I hope you are all able to take the time to spend the holiday the way that I plan – spending time with family and […]

Arbitrary Endpoints

Being a math major in college and learning about how to figure out probability and statistics is helpful in nearly any industry and especially in financial planning. However, in statistics classes we did not learn how to use statistics that came in other classes. There is a saying that goes there are lies, damn lies, […]

Guest Appearance

I recently had the opportunity to appear on the blog channel of a good friend of mine, Erik Brown. Erik is a local realtor with Remax Results. I had the opportunity to talk about the four qualities required to be a good investor.


I am often asked what types of people I work with as clients.  In fact, I just answered the question this weekend while having dinner with some new friends and neighbors.  After fumbling my way through several ‘elevator speeches’ early in my career about working with high net worth clients, small business owners, pre-retirees, etc., […]

Overcoming Fear in Investing

I’m nervous.  We are all nervous if we really think about it much. Look at all the scary things that are going on in the world.  There are 9216 cases of the Ebola virus, totaling 4555 deaths as of October 20th – and this number is believed to be low.  And the virus has now […]

Living Room Concert

    Thank you to all of you that attended our living room concert with Ben Kyle .  We had a wonderful evening and look forward to the next gathering.  Here is a small snippet from Ben’s performance.  Next time we will work on our participation in the chorus!      

Market Update – August 2014

Dear Client, August was an eventful month on the political and economic front, as concerns about the European economy joined the headlines along with the continued expansion of U.S. involvement in Syria and Iraq. Market participants continue to focus intensely on any indication that the Fed might behave differently than planned, or might even talk […]

Saving for College

We seem to be hearing more and more about the rising costs of a college education. And it’s true; the average cost of a four year state school in the state of MN is $7,300, a university is $13,000, and a private school is $36,000. These numbers are just for tuition if you include $1,000 […]